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National Debtline

Advice you can trust

Four simple steps to deal with your debts

Follow our step-by-step guide

Get started

Increasing your income

Check you are getting all the money you are entitled to

Go to step 1

Working out your personal budget

This will help you decide what options you have

Go to step 2

Dealing with your priority debts

Find out which debts these are and what you can do

Go to step 3

Dealing with your non- priority debts

Find out which debts these are and what you can do

Go to step 4

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Do you live in Scotland?

 
The law about debt is different depending on whether you live in England and Wales or Scotland. If you live in Scotland, make sure you are in our Scottish site so you get the right advice.
 
 

Go to Scottish site

 

 

 

 

 

 

 

 

 

 

 
 
 

 

Need extra help?

Use our online service My Money Steps to get advice.
 
Call us free on

0808 808 4000

Monday to Friday
9am to 9pm
Saturday 9.30am to 1pm

 
Email us for advice

Our fact sheets

We have over 40 fact sheets and guides on debt topics. Our most popular fact sheets include:

 

 

Go to fact sheets

 

 

 

 

Find out about

 

If you are self-employed

Contact our sister service Business Debtline.

Business Debtline

 

 

 

 

 

 

News

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