We are open and ready to help you
- Use our online tool to get debt help now.
- Webchat with an adviser, Monday to Friday 9am - 8pm and Saturday 9:30 am - 1pm. This is the fastest way to speak to a specialist adviser.
- Email us for advice.
How to deal with debt guide
Our guide will help you to:
- know what you’ve really got;
- maximise your money; and
- choose your debt solution.
More than eight million people in the UK have financial difficulties. We know that this can be tough to deal with. It can sometimes feel overwhelming, but there are solutions.
Who are we?
National Debtline is a charity.
We give free and independent debt advice over the phone and online.
We will never cold call you and will not pass your personal information to other companies.
Read more about avoiding fake debt advice.
Work out your budget
Our budget tool will help you to work out what you have coming in, how much you are spending and what you have left to pay your debts.
When you have completed your budget you can use your summary budget to negotiate with your creditors.
Get in touch
Call us for free debt advice on
0808 808 4000
Webchat with an adviser
Monday to Friday 9am - 8pm and Saturday 9:30am - 1pm
If you're self-employed Business Debtline can help.