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Making the most of your money

If you are struggling to make ends meet, you aren’t alone.

Use our fact sheet to:

  • find out if you can pay less for your everyday living costs;
  • check you are getting everything you should be, such as benefits and other sources of income; and
  • understand if you can get extra help.
Making the most of your money

Dealing with high gas and electricity bills

Millions of households are facing increased gas and electricity bills.

Use our fact sheet to:

  • see what support is available if you are struggling with your energy bills;
  • understand what you can do if you can’t afford essential costs; and
  • find out about help that may be available in an emergency.

Dealing with high gas and electricity bills

Who are we?

National Debtline is a charity.

We give free and independent debt advice over the phone and online.

We will never cold call you and will not pass your personal information to other companies.

Read more about avoiding fake debt advice.

How we help people

Work out your budget

Our budget tool will help you to work out what you have coming in, how much you are spending and what you have left to pay your debts.

When you have completed your budget you can use your summary budget to negotiate with your creditors.  

Start your budget

Get in touch

Call us for free debt advice on

0808 808 4000

Webchat with an adviser. This is the fastest way to speak to an adviser.

Monday to Friday 9am - 8pm and Saturday 9:30am - 1pm

If you're self-employed Business Debtline can help.

Business Debtline