Christmas opening times
Our phone lines and webchat will be closing at 13:00 on Christmas eve and will open again at 9:00 on 2nd January 2020.
Why choose us?
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We are a charity
Our advice is always free
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Visits to our site
1.37million
People helped in 2018
185,997
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Registered by
The Charity Commission
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Authorised by the
Financial Conduct Authority
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Find debt solutions
1. Tell us about your situation
2. We work out your budget
3. See your debt solutions
Get started
See your debt solutions
Get started
How to deal with debt
Download our free guide and take your first
steps towards a fresh start with your finances. Our new ‘How to deal
with debt’ guide will help you to:
More than eight million people in the UK have financial difficulties. We know that this can be tough to deal with. It can sometimes feel
overwhelming, but there are solutions.
Download ‘How to deal with debt’
Work out your budget
Our budget tool will help you to work out what you have coming in, how much you are spending and what you have left to pay your debts.
When you have completed your budget you can use your summary budget to negotiate with your creditors.
Start your budget
Debt advice fact sheets
Our fact sheets give debt advice and information on a wide range of debt issues and debt solutions. These are our most popular fact sheets:
Sample letters
Use our sample letters to write to your creditors. These are our most popular
letters.
Sample
letters
Get in touch
Call us for free debt advice on
0808 808 4000
Webchat with an adviser
Monday to Friday: 9am - 8pm
Saturday: 9.30am - 1pm
If you're self-employed Business Debtline can help.
Business Debtline