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Our Cost of living hub

If you are struggling to make ends meet at the moment, you aren’t alone. Millions of households are finding it hard to pay for everyday items as prices for essentials like food, gas and electricity have rapidly increased.

Use our Cost of living hub to find out if you can pay less for your living costs and to learn about any extra help that might be available.

  • Find out how to make the most of your money.
  • Understand how the cost of living can affect how you deal with your debts.
  • Get advice about dealing with high gas and electricity bills.
  • Find out about help from other organisations.
  • Understand what to do if you can't afford your living costs.
Cost of living hub

Who are we?

National Debtline is a charity.

We give free and independent debt advice over the phone and online.

We will never cold call you and will not pass your personal information to other companies.

Read more about avoiding fake debt advice.

How we help people

Work out your budget

Our budget tool will help you to work out what you have coming in, how much you are spending and what you have left to pay your debts.

When you have completed your budget you can use your summary budget to negotiate with your creditors.  

Start your budget

Get in touch

Call us for free debt advice on

0808 808 4000

Webchat with an adviser. This is the fastest way to speak to an adviser.

Monday to Friday 9am - 8pm and Saturday 9:30am - 1pm

If you're self-employed Business Debtline can help.

Business Debtline