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National Debtline

Advice you can trust


Coronavirus hub

We know this is an anxious time for a lot of people, especially if you are also worried about money.

Go to our Coronavirus hub for the latest information and advice on the help available.  

debt advice

debt advice

Coronavirus hub

We are open and ready to help you



How to deal with debt guide

Download our free guide and take your first steps towards a fresh start with your finances. Our new ‘How to deal with debt’ guide will help you to:

  • know what you’ve really got;
  • maximise your money; and
  • choose your debt solution.

More than eight million people in the UK have financial difficulties. We know that this can be tough to deal with. It can sometimes feel overwhelming, but there are solutions.

Who are we?


National Debtline is a charity.

We give free and independent advice over the phone and online.

We will never cold call you and will not pass your personal information to other companies.

Read more about avoiding fake debt advice.

Work out your budget

Our budget tool will help you to work out what you have coming in, how much you are spending and what you have left to pay your debts.

When you have completed your budget you can use your summary budget to negotiate with your creditors.                

Get in touch

Call us for free debt advice on

0808 808 4000

Webchat with an adviser

Monday to Friday 9am - 8pm

If you're self-employed Business Debtline can help.