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National Debtline

Advice you can trust


Find debt solutions

1. Tell us about your situation

2. We work out your budget

3. See your debt solutions

debt advice

debt advice

See your debt solutions

How to deal with debt


how to deal with debt


Download our free guide and take your first steps towards a fresh start with your finances. Our new ‘How to deal with debt’ guide will help you to:

  • know what you’ve really got;
  • maximise your money; and
  • choose your debt solution.

More than eight million people in the UK have financial difficulties. We know that this can be tough to deal with. It can sometimes feel overwhelming, but there are solutions.

Work out your budget

Our budget tool will help you to work out what you have coming in, how much you are spending and what you have left to pay your debts.

When you have completed your budget you can use your summary budget to negotiate with your creditors.                

Debt advice fact sheets

Our fact sheets give debt advice and information on a wide range of debt issues and debt solutions. These are our most popular fact sheets:

Get in touch

Call us for free debt advice on

0808 808 4000

Webchat with an adviser

Monday to Friday: 9am - 8pm

Saturday: 9.30am - 1pm

If you're self-employed Business Debtline can help.