If you have a debt with a catalogue company, this is a non-priority debt. This means you can treat it in the same way as other non-priority debts such as credit cards, store cards, loans or overdrafts. Catalogue companies do not have extra powers to make you pay (for example, they cannot take your home). It is not a criminal offence to be unable to pay a catalogue debt.
If you are struggling to keep up with your repayments on a catalogue debt, there may be a number of options available to you.
You can find out how to deal with a catalogue debt at Step 4 of our Four simple steps to dealing with your debt.
Dealing with your non-priority debts and Catalogue debts for more advice and information.