Dear Sir/Madam
Account No:
We are writing to tell you that we are getting advice and help with our current financial difficulties.
Because of this, we would appreciate it if you could hold action on the above account for a period of at least 30 days to give us the breathing space we need to do a budget sheet and work out the best way to deal with our debts.
Also, if you are adding interest or other charges to the account, we would be grateful if you would freeze these during this period, so that our debt does not get any bigger.
We will contact you again as soon as possible with further details of our financial situation and our proposals for repaying our creditors.
We look forward to hearing from you as soon as possible.
Yours faithfully