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National Debtline

Advice you can trust

Four simple steps to deal with your debts

Follow our step-by-step guide

Get started

Increasing your income

Check you are getting all the money you are entitled to

Go to step 1

Working out your personal budget

This will help you decide what options you have

Go to step 2

Dealing with your priority debts

Find out which debts these are and what you can do

Go to step 3

Dealing with your non-priority debts

Find out which debts these are and what you can do

Go to step 4

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Do you
live in England or Wales?

The law about debt is different if you live in England or Wales.

 

Go to England and Wales site

Need extra help?

Use our online service My Money Steps to get advice.

Call us free on

0808 808 4000

Monday to Friday
9am to 9pm
Saturday 9.30am to 1pm

Email us for advice

Our fact sheets

We have over 25 fact sheets and guides on debt topics. Our most popular fact sheets include:

 

 

Go to fact sheets

 

Find out about

 

If you are self-employed

Contact our sister service Business Debtline.

 

Business Debtline

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