Working out your personal budget

​Next steps...

You are now at the end of step 2. Completing your personal budget will really help you deal with your debts, so we hope you found this section easy to follow. Don't worry if your personal budget is only rough at this point. If you need any extra help, contact us for advice.

Don't forget to update your personal budget after following the advice in steps 3 and 4.

You now need to go to step 3 Dealing with your priority debts. Use the list at the start of that section to check whether you have any priority debts. If you don't have any priority debts, you can skip step 3 and move straight to step 4 Dealing with your non-priority debts.

If you do have priority debts, the next section will explain the powers your creditors have to make you pay. It also gives you advice on how to deal with your debts.


Click​ the arrow to go to the next step.