Dealing with your priority debts

​You've worked out your income and outgoings (see Step 2). Now you need to work out which are the most important debts - the ones you need to start paying off first. This section contains useful information about the following priority debts, including guidance on what to do and how much to pay.

  • Mortgage
  • Rent
  • Council tax
  • Gas and electricity
  • Court fines
  • Parking penalty charges
  • Child maintenance
  • Social Fund loans
  • Benefit overpayments
  • Tax credit overpayments
  • Tax debts
  • Hire purchase or conditional sale
  • TV licence.​