Working out your personal budget

​A personal budget is an essential tool to help you tackle debt problems.

Our budget tool Your budget will help you work out a detailed personal budget. You can then see how much you have left over and this will help you work out the best way to deal with your debts.

Once you have entered all your personal information into Your budget you will be able to save or print off your full budget.

If you are going to make offers to your creditors, you will need to send them a budget summary, which is a shorter version of your full budget.  You can create your budget summary using Your budget.

Working out a personal budget using Your budget is easy, but you can also use these Step 2 pages if you need any extra help.