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The law about debt is different depending on whether you live in England and Wales or Scotland. If you live in Scotland, make sure you are in our Scottish site so you get the right advice.
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Use our online service My Money Steps to get advice.
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We have over 40 fact sheets and guides on debt topics. Our most popular fact sheets include:
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Contact our sister service Business Debtline.
A day in the life of National Debtline 25 Mar 2014
How will the 2014 budget affect you? Use the BBC calculator 25 Mar 2014
Diary of a debt adviser - read David's story 12 Mar 2014