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National Debtline

Advice you can trust

Four simple steps to deal with your debts

Follow our step-by-step guide

Increasing your income

Check you are getting all the money you are entitled to

Working out your personal budget

This will help you decide what options you have

Dealing with your priority debts

Find out which debts these are and what you can do

Dealing with your non- priority debts

Find out which debts these are and what you can do


Do you live in Scotland?

 
The law about debt is different depending on whether you live in England and Wales or Scotland. If you live in Scotland, make sure you are in our Scottish site so you get the right debt advice.
 
 
 

 

 
 
 

Need extra help?

Use My Money Steps to get free online debt help.
 
Call us for free
debt advice on

0808 808 4000

Monday to Friday
9am to 9pm
Saturday 9.30am to 1pm

 
Email us for debt advice

Our fact sheets

We have over 40 fact sheets and guides giving debt advice and information. Our most popular fact sheets include:

 

 

 

 

 

 

Find out about

 

If you are self-employed

Contact Business Debtline for free debt advice.

 

 

 

 







Our fact sheets


We have over 40 fact sheets and guides giving adivce and information. Our most popular fact sheets include:

 
 
 
 

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Need extra help?

Use My Money Steps
to get free online debt help.
 
Call us for free debt advice on

0808 808 4000

Monday to Friday
9am to 9pm
Saturday 9.30am to 1pm

 
Email us for advice