Sample letter

Continue accepting my offer SCOTLAND (sole name)

​Use this letter if your situation has not improved, to ask your creditors to continue accepting your current payment offer. You can find information about how to use this letter in our fact sheet Review your offers to creditors. Contact us for advice before using this letter.

Letter in joint names

You can choose to send a letter in your own name or in joint names. You may have a debt in joint names, or want to write to your creditors together because you have worked out a joint budget.
 

Create a joint version

  • Fill in your contact details, account number and any extra information you want to include in the grey shaded areas.

  • Today’s date will be added automatically.

  • Download your letter to your computer for saving and printing by clicking on ‘Download pdf’ or ‘Download doc’ on the left.

  • Sign each letter and enclose a copy of your budget if needed.








22 February 2019

Dear Sir/Madam


Account No:

I note that the above account is due to be reviewed.

I enclose a budget summary which shows that my overall financial circumstances have not improved since I last contacted you. Therefore, please continue to accept my monthly payments, as already agreed, and also continue to freeze interest and other charges on the account.

If my circumstances improve I will contact you again.


I look forward to hearing from you.

Yours faithfully