Dealing with your non-priority debts

Use this section to work out how to deal with your non-priority debts. These are debts where the creditor hasn't got extra powers to make you pay (for example, they cannot take your home). They are often called non-priority debts because of this. This means these debts can usually be treated differently to priority debts. Common non-priority debts include:

  • credit-card debts;
  • personal loans with finance companies;
  • bank and building society loans and overdrafts;
  • charge cards;
  • catalogues;
  • personal debts to friends and family;
  • doorstep-collected loans;
  • payday loans; and
  • business debts.